Increasing Access to Occupational Therapy: How Thrizer Can Help
Accessing high-quality occupational therapy shouldn't feel out of reach because of insurance paperwork. Unfortunately, for many people seeking neurodiversity-affirming occupational therapy, navigating out-of-network insurance benefits can be confusing, time-consuming, and financially stressful.
Hart and Haven LLC believes that financial barriers should not prevent people from receiving the care they need. That's one reason I've chosen to offer Thrizer as a payment option for eligible clients.
One of the Biggest Barriers to Care: Cost
Many clients seek out neurodiverisity-affirming occupational therapy because they are looking for services that align with their values and needs. Whether you're navigating autistic burnout, executive functioning challenges, sensory processing differences, chronic illness, or life transitions, finding the right provider matters.
While many insurance plans offer out-of-network benefits, actually using those benefits can feel overwhelming.
Traditionally, clients using OON benefits often need to:
Pay the full session fee upfront
Request a superbill after each appointment
Submit claims to their insurance company
Track claim status
Wait for reimbursement
Contact their insurance company if problems arise
For many people, especially neurodivergent adults who may already be managing executive functioning demands, these additional administrative tasks can become another barrier to accessing care.
What Is Thrizer?
Thrizer is a payment platform that can be used for qualifying clients wishing to submit for out-of-network benefits on their insurance plan after their deductible is met. Thrizer can also help check your out-of-network benefits, estimate your session cost, and submit eligible out-of-network claims after sessions are charged. Any cost or reimbursement estimate is based on available benefit information, and the final outcome is determined by your insurance plan.
Rather than relying on paper superbills and manual claim submissions, eligible clients can choose to have claims submitted after sessions. Thrizer also provides a secure client portal where clients can monitor payments, claim status, reimbursement history, and deductible progress.
You can click here to check your estimated out-of-network benefits and session cost.
How Thrizer Can Improve Access to Care
Reduces Administrative Burden
Insurance paperwork can be exhausting. Thrizer helps automate much of the claims process, allowing clients to spend less time navigating insurance and more time focusing on their goals.
Makes Out-of-Network Benefits Easier to Use
Many people have out-of-network benefits but never use them because the process feels too complicated. Thirzer can submit eligible out-of-network claims to help make those benefits more accessible.
May Help Support Access to Care
For some eligible clients whose deductible has been met and coverage has been established, Thrizer Pay allows them to pay only their estimated out-of-pocket responsibility at the time of service instead of the full session fee while waiting for reimbursement. Availability depends on insurance eligibility and claim history.
Greater Transparency
Clients can log into their secure portal to review payments, monitor claim status, and track reimbursements rather than wondering where a claim stands.
Why This Matters for Neurodivergent Adults
At Hart and Haven LLC, many clients already expend significant energy navigating healthcare systems, managing executive functioning demands, advocating for accommodations, and balancing daily responsibilities.
Reducing unnecessary administrative tasks is one small but meaningful way to support occupational participation.
Instead of spending time:
remembering to submit paperwork
tracking reimbursement timelines
calling insurance companies
organizing superbills
Clients can devote more of their energy to what matters most: the therapeutic process and building sustainable routines that support their well-being.
This approach aligns with my philosophy of reducing barriers wherever possible and creating systems that work with people's lives rather than adding additional demands.
Is Thrizer Right for Everyone?
Not necessarily. Every insurance plan is different, and not every client has out-of-network benefits. Some clients may prefer traditional superbills, while others may choose to pay privately without seeking reimbursement. If Thrizer isn’t the right fit for you, I may still be able to provide a superbill for services at your request.
During the intake process, we can discuss your options and determine which payment approach best fits your individual circumstances.
Supporting Access Beyond Insurance
Increasing access to occupational therapy involves much more than insurance.
It means creating affirming spaces where clients feel understood. It means offering flexible supports that reduce unnecessary stress. It means providing education, collaborative care, and practical systems that help people engage in meaningful occupations.
Offering Thrizer is one way Hart and Haven LLC strives to make occupational therapy more accessible while allowing clients to spend less time navigating healthcare logistics and more time investing in their health, participation, and quality of life.
If you're curious whether your insurance includes out-of-network benefits or have questions about payment options, I'd be happy to discuss them during your consultation. If you have questions or need help with claims, you can also contact Thrizer support through your Thrizer account.
You can connect with me on my client portal to submit an inquiry here.